HomeLoansCoimbatore
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  • State Bank of Hyderabad Housing Loan

    Purpose : To purchase, construct, renovate, and purchase plots to construct dwelling units. For consumer durables and furnishings (10% of the project cost or Rupee 3.00 lacs whichever is less).

    Eligibility : Individuals over 21 years of age and younger than 70 years.

    Amount of finance :

    For employees who are over 21 years to 45 years of age, the loan amount is 60 times the net monthly income (NMI), net of all deductions including loan repayments and actual monthly TDS. The spouse’s income can also be included.

    For employees over 45 years of age, the loan amount is 48 times NMI, net of all deductions including loan repayments and actual monthly TDS The spouse’s income can also be included.

    The expected rentals less taxes in the case of house / flat being purchased which is proposed to be rented out may be added for computation of the eligibility ceiling.

    For amount of finance, reimbursement of investment made during preceding 12 months & adding back depreciation to compute Net Annual Income for determining loan eligibility in case of proprietary concerns are also considered.

    We also grant housing loans for purchase of old houses not more than 15 years old.

    Best Bank for Home Loan 2010 | Home Loan Market in India |
Leading home / housing loan DSA ( Direct Selling Assocation / Agent ), Housing loans, Vehicle Loan, Personal Loan, Property Loan Services in Coimbatore, Tamilnadu, India.
 
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